Predsjednik Odbora direktora IRF-a Zoran Vukčević
Preduzetnicima krediti za preživljavanje
(15 riječi)
Investiciono razvojni fond (IRF) obezbijedio je novu kreditnu liniju za podršku likvidnosti privrednicima za ublažavanje posljedica izazvanih pandemijom koronavirusa. Po kreditnoj liniji iznos kredita može biti do tri miliona eura, grejs period je do dvije godine a kamatna stopa 1,5%. Stredstva se mogu upotrijebiti za nabavku proizvoda, poluproizvoda, sirovina i za isplatu plata a pažnja je usmjerena na ljekove, medicinsku opremu sanitetska vozila, proizodnju, preradu i nabavku hrane, turizam i ugostiteljstvo, saobraćaj u sluge, kazao je predsjednik Odbora direktora IRF-a Zoran Vukčević.
Vukčević je na konferenciji za novinare kazao da se ta kreditna linija jednostavno može nazvati "kreditna linija za preživljavanje".
- Prioritet je nabavka ljekova, medicinske opreme, sanitetskih vozila. Za ove namjene moramo imati sredstava. Zatim, proizvodnja, prerada i nabavka hrane, sredstava za higijenu - kazao je Vukčević.
- Za preduzetnike mala i srednja preduzeća koja su ugorožena a to su ugostitelji, zanatlije, taksti, mali buitici, frizeri i drugi preduzetnici koji su morali da zatvore svoj objekat obezbijeđen je redit za likvidnost prije svega za isplatu plata zaposlenima i to za naredna tri mjeseca a na osnovu isplaćene neto zarade - dodao je Vukčević.
Kredit će se, kako je dodao, isplaćivati preko banaka na tekućim računima zaposlenih.
- Na taj način ćemo obuhvati što više malih preduzetnika i njihove zaposlene - kazao je.
IRF će, kako je najavio, podržati i srednja i velika preduzeća.
- Nužno je sačuvatati preduzeća koja su pokazala odgovoran odnos prema biznisu i državi prije svega kroz plaćanje poreza - kazao je Vukčević.
On je ocijenio da uticaj krize na sva preduzeća nije isti.
- Turizam je već ozbiljno ugrožen i tek ćemo sagledati posljedice u tom sektoru. IRF će zato analizirati svako preduzeće pojedinačno i procjenjivati i donositi odgovarajuće odluke. Dakle ne postoji pravo na kredit i nije moguće po automatizmu dobiti kredit već će IRF na osnovu svakog pojedinačnog zahtjeva i analize donositi pojedinačnu odluku. IRF preuzima odgovornost za svoj rad u ovim teškim vremenima - kazao je Vukčević.
On je naglasio da ovo nije vrijeme za preduzeća koaj žele iskoristiti povoljne uslove kreditne linije u cilju rješavanja problema iz prošlosti.
- Oni preduzetnici i preduzeća koji vide šansu da kroz date povoljnosti ostvaruju ekstra profit i da imaju bilo koj edruge benefite kao što je refinansiranje bankarskih kredita - kazao je.
Kreditne procedure će, kako je dodao, bit ipojednostavljene a da bi se zaštitili od zloupotreba IRF će, kako je kazao, preuzeti odgovornost i lično donostiti odluke o svakom zahtevu.
Po kreditnoj liniji iznos kredita može biti do 3 miliona.
- To ne znači da svi koji se prijave moraju da dobiju taj iznos. IRF procjenjuje iznos u odnosu na kompleksnost situacije u kojoj se preduzeće nalazi i u skladu sa potrebama. Grejs period je do 2 godine i to će se pojedinačno utvrditi koliko treba da bude u zavisnosti od realne mogućnosti preduzeća. Kamatna stopa je 1,5%. Kredit se realizuje bez naknade, dokumentacia se dostavlja elektronski ili poštom počevši od sjutra - precizirao je Vukčević.
Zaposleni IRF-a će biti dostupni putem telefona ili imejla.
On je poručio da će kreditna linija biti upotrijebljena isključivo za rješavanej problema nelikvidnosti nastale usljed posljedica nastalih izazvanih pandemijom korona virusa.
- Stredstva se mogu upotrijebiti za nabavku proizvoda, poluproizvoda, sirovina i za isplatu plata a pažnaj je usmjerena na ljekove, medicinsku opremu sanitetska vozila, proizodnju, preradu i nabavku hrane, turizanm i ugostiteljstvo, saobraćaj u sluge - kazao je Vukčević.
IRF, kako je dodao, pregovara sa međunardnim partnerima kako bi obezbijedio što više novca i pripremio za period nakon prestanka pandemije kada će biti potrebno realizovati sanacioni i razvojni program.
On je pozvao preduzetnike da pokažu razumijevanje, humanost, solidarnost i strpljenje.
Sredstva su, kako je pojasnio, obezbijedili preraspodjeliom u okviru svog finansijskog plana a dijelom, kako je dodao, od međunarodnih partnera.
- Na raspolaganju imamo 70 miliona eura u završnoj fazi smo za obezbjeđenje još 50 miliona tako da ukupno za ovu prvu mjeru potreba imaćemo preko 120 miliona eura - kazao je Vukčević.
Kako je ranije dana saopšteno IRF-u je stiglo više od 200 zahtjeva klijenata koji žele da stopiraju otplatu kredita na period od tri mjeseca u skladu sa odlukom Vlade i Centralne banke, u sklopu ekonomskih mjera za ublažavanje posljedica izazvanih koronavirusom.
Zahtjevi su počeli da se dostavljaju u ponedjeljak
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